Job Description

About this role:

Wells Fargo is seeking a Senior Lead Credit Product Portfolio Specialist to manage a portfolio of supplier finance relationships within the GRT Supplier Finance and Key Account Purchase organization.  This role integrates program execution, on-going credit underwriting, and portfolio risk management into a single coverage model and serves as the primary point of accountability for program risk and performance.

The portfolio specialist partners closely with Credit, Bank Partners, Risk, Legal, Operations, Product, and Sales to structure, implement, optimize, and scale working capital solutions that align with client objectives and the firm’s balance sheet, risk, and growth priorities.

In this role, you will:

• Own supplier finance relationships across program management, underwriting, and ongoing risk oversight.
• Independently analyze complex client portfolios, including cash flow, liquidity, leverage, working capital, and repayment sources.
• Lead renewals and modifications, assessing risk and advising leadership on complex situations.
• Integrate program performance and utilization trends into underwriting, reviews, and risk assessments.
• Proactively identify and escalate emerging risks consistent with the firm’s Risk Overlay.
• Partner cross‑functionally to ensure program integrity, audit readiness, and adherence to policy and regulatory expectations.
• Serve as a trusted advisor to clients and senior leadership on credit, risk, and working capital solutions.

Required Qualifications:

• 7+ years of secured or specialized lending relationship management or portfolio management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Experience in Supplier Finance, Key Account Purchase (KAP), Payables Finance, Reverse Factoring, or Supply Chain Finance solutions
• Strong financial and credit underwriting acumen with the ability to assess risk holistically.
• Proven ability to manage complex client relationships in a highly matrixed environment.
• Prior client‑facing product, portfolio management, or implementation leadership experience
• Strong commercial mindset with the ability to balance growth, risk, and client outcomes

Job Expectations:

• Up to 10% travel
• Willingness to work on-site at stated location on the job opening.
• Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process 

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit  Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date:

* Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit  Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Job Tags

Similar Jobs